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Guardian Financial, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
Buying A Home
Whether you are purchasing your first house or adding to your portfolio of investment properties, we have the programs to meet your needs, such as:
- First Time Home Buyer specials
- 100% Veterans VA Loan (zero down)
- 100% USDA Rural Development (zero down)
- 97% Fannie Mae HomePath (3% down-payment)
- 96.5% FHA Purchase (3.5% down-payment)
- 95% Combo (80% 1st mortgage with 15% 2nd mortgage)
- Up to 10 financed properties
Refinancing Your Home
Interest rates today are some of the lowest we’ve ever seen. Anyone can quote a low interest rate, but with today’s declining property values, it’s important to deal with someone who has access to the full breadth of programs available today, such as:
- 125% Fannie Mae DU Refi Plus – Home Affordability Relief Refinance
- 125% Freddie Mac OpenAccess – Home Affordability Relief Refinance
- FHA Streamline
- VA IRRRL (streamline)
- Up to 95% 2nd mortgages
- No appraisal needed, in some cases
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